Need an appraisal in Tullahoma or Coffee County?
The top 7 reasons TN homeowners need Teal Appraisal Services:
Do you own a home in or near Tullahoma? Do you need help deciding the value of your real estate?
We at Teal Appraisal Services understand the particular needs of a homeowner in need of appraisal services. Our typical business clients are used to the appraisal process and the standard documents we provide. As our client, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we document our findings. Pre-listing Services/For Sale By OwnerIt's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at Teal Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value opinion than yours. Appraisals to remove PMIPMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. We're seasoned in helping folks just like you abolish unwanted and unneeded PMI insurance. Challenge property tax assessmentsIf you live in a local area that is declining or is not appreciating as much as other houses close by, your local tax assessor may have your house overvalued. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. An appraisal report from Teal Appraisal Services is your chief weapon when contesting your property tax assessment. Was your HELOC recently frozen?If your house is in or near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow point of view. Teal Appraisal Services can provide you with an expert appraisal that will help you reinstate your HELOC. We Offer Field and Desktop Appraisal Review ServicesDo you need a veteran appraiser to double-check your appraisal for accuracy, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property. |